What Is A Bond & What Type Of Bond Is Best For A House Cleaning?
When you hire a Northampton service professional to do anything in your home, you don’t really ever think about the possibility of theft. Unfortunately no matter how many steps companies put in place, theft can happen. So what is the best thing you can have when faced with a possible theft? It is a company who is fully insured and has a bond.
What is a bond? Third Party Fidelity or Employee Dishonesty coverage is actually a type of “property” coverage that is triggered when there is an allegation of theft of a client’s property by an employee. First Party Fidelity covers theft of the business owners property by an employee and is a separate line of coverage. When checking out house cleaning companies, be sure they have a Third Party Fidelity.
Clearly theft does not become more or less likely with a private individual vs. a cleaning company, but what is less likely is that the private individual will actually have a bond. Working with companies who are fully insured and bonded is absolutley the way to go.
Over the past few articles we have started to see why working with companies can be a much safer decison then working with a private individual or an under insured company. Saving a few dollars per cleaning has the potential to create much bigger headaches if something does go wrong.
Just because you know the person cleaning your home, does not mean something can’t go wrong. Whether it is broken or damaged items caused by an accident or something actually coming up missing due to theft, having the right insurance will provide you with a level of safety and security that should make you feel very comfortable about hiring a house cleaning company. Building a life long relationship with the owners of a house cleaning company can be a mutually beneficial business relationship that will give you everything your looking for.
Photo Credit: Flickr: roland
